Envelop hits $1bn GWP milestone; MS Reinsurance extends backing for another three years

Envelop hits $1bn GWP milestone; MS Reinsurance extends backing for another three years 150 150 Haggie Partners

Envelop Risk (“Envelop”), the data-driven cyber reinsurance and analytics specialist, today announces it has reached the milestone of $1bn GWP since its launch in 2018, during which, it also achieved a compound annual growth rate of 40%. 

The company has also just completed a capacity agreement with MS Reinsurance for a further three years. Further to that, MS Reinsurance recently became a client of Envelop’s new Solutions Business with a multi-year agreement for analytics services. These agreements reaffirm the long-standing relationship which MS Reinsurance and Envelop have had since 2018.

Through partnerships and various cedent /partner initiatives, Envelop has also quickly established itself as a leading cyber reinsurer across both proportional and non-proportional reinsurance.

Significant developmental milestones include:

  • A strong and consistent relationship with our capacity partner, MS Reinsurance, since 2018
  • The 2022 launch of Augmented Re in Bermuda, a dedicated Class 3A reinsurer providing risk-alignment with capacity partners across Bermuda and London
  • Envelop SPA 1925, launched in January 2024, with Lloyd’s Managing Agent Apollo, further strengthened Envelop’s proposition and its ability to support cedants wishing to enter the cyber market or expand their existing participation
  • Cyber Partnerships Platform, launched in September 2023. Through this, Envelop has enabled 30 partner companies to underwrite cyber risk in as many countries around the world, helping them meet a broad range of client requirements, from personal lines and micro-SME to large corporate insureds
  • Envelop Risk Solutions, which launched in September 2024, provides broad-spectrum support for cedants seeking enhanced cyber performance

Envelop is now looking to expand into new segments globally, with a view to helping close the global cyber risk protection gap. Particularly as penetration is low – even in highly developed markets such as the U.S., at less than 30%, and many other regions low single digits.

Jonathan Spry, Envelop co-founder and CEO said: “These are huge milestones for us and I am very grateful to our team, partners and clients who helped us achieve them. Cyber-attack is the primary existential risk companies face and a serious threat to individuals. By providing the support necessary for cedants to offer protection from that threat sustainably, Envelop has grown from a start-up business in 2016 to a leading cyber reinsurer, analytics provider and capital management specialist, today. As we grow globally, we will continue to support the development and resilience of the cyber market and remain dedicated to tackling the underlying protection gap that we are leading the charge in closing.”

Charles Goldie, chief underwriting officer, MS Reinsurance, added: “Having supported Envelop’s substantial growth momentum from day one, I am very pleased to affirm our continued commitment. MS Reinsurance will, as a result, remain a cornerstone in Envelop’s work to support the reinsurance needs of the global cyber insurance market.”